About Us

About Us: LUMARI Exchange

Redefining Digital Finance. Responsibly.

LUMARI Exchange is a next-generation cryptocurrency platform built for transparency, performance, and institutional trust. Founded in 2018 by fintech veteran Dave Balter and a team of blockchain pioneers, LUMARI Exchange has grown into a global financial gateway serving over 5 million users across 40+ countries.

We believe digital assets are more than speculative instruments. They’re the foundation of a more inclusive, efficient, and intelligent financial system. That’s why we’ve built LUMARI Exchange to serve both retail users and institutional clients with:

  • Advanced trading infrastructure
  • Regulatory-grade compliance
  • Secure custody and yield products
  • Tokenized real-world assets
  • A proprietary Layer 2 blockchain for settlement

Our mission is simple: empower access, ownership, and opportunity through responsible innovation.

 

Our Values

  • Integrity First- We lead with transparency, auditability, and regulatory alignment.
  • User-Centric Design- Every product is built to simplify complexity and enhance trust.
  • Global Inclusion- We serve emerging markets and underserved communities with purpose.
  • Long-Term Thinking- We build for decades, not hype cycles.

Executive Leadership

 

Dave Balter – Co-founder & Chief Technology Officer


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Dave Balter is a serial entrepreneur and fintech strategist with over two decades of experience building data-driven financial platforms. As the founder and CEO of LUMARI Exchange, he leads the company’s global strategy, product innovation, and regulatory engagement.

Prior to LUMARI Exchange, Dave founded Flipside Crypto, a blockchain analytics firm backed by Coinbase Ventures and True Ventures. He also served as Managing Director at Bain Capital Ventures, where he advised on emerging technologies and digital infrastructure.

Dave’s leadership style blends analytical rigor with emotional intelligence, fostering a culture of transparency, curiosity, and long-term thinking. He is a frequent speaker at MIT, Consensus, and the World Economic Forum, and has been featured in Forbes, Bloomberg, and The Wall Street Journal.

He holds a BA in Economics from the University of Michigan and serves on the advisory boards of several blockchain foundations and philanthropic initiatives.

 

Elena Park – Co-founder & Chief Technology Officer

Elena Park is a blockchain infrastructure architect with over 15 years of experience in distributed systems and fintech engineering. Before co-founding LUMARI Exchange, she led protocol development at Circle and contributed to the early architecture of USDC.

At LUMARI, Elena oversees platform scalability, smart contract security, and the development of LUMARI Chain. Her leadership has enabled the company to maintain 99.99% uptime, execute over $100B in trades, and launch tokenized asset frameworks that meet institutional standards.

Elena holds a Master’s in Computer Science from Stanford and is a frequent contributor to Ethereum Improvement Proposals (EIPs) and open-source governance forums.

 

  

Jared Liu – Co-founder & Chief Operating Officer

Jared Liu brings a decade of experience in capital markets, compliance, and operational strategy. Prior to LUMARI Exchange, he served as Vice President at Morgan Stanley, where he led digital transformation initiatives in the M&A division.

At LUMARI, Jared leads global operations, regulatory strategy, and institutional onboarding. He was instrumental in securing LUMARI’s FinCEN registration, MAS exemption, and MiCA compliance, positioning the company as a trusted partner for sovereign funds and fintechs.

Jared earned his MBA from Wharton and serves on advisory boards for digital asset policy in the U.S. and Singapore.



Founder’s Letter: Dave Balter, CEO of LUMARI Exchange

March 2025

When we founded LUMARI Exchange in 2018, the crypto landscape was noisy, fragmented, and often misunderstood. We saw an opportunity, not just to build another trading platform, but to create a trusted financial gateway for the digital age. Our mission was clear: empower individuals and institutions to engage with digital assets through clarity, integrity, and intelligence.

I’ve spent my career at the intersection of data and finance. From building Flipside Crypto to advising Fortune 500s on innovation, I’ve learned that transparency and trust are the cornerstones of any lasting financial system. At LUMARI Exchange, we’ve embedded those values into every product, partnership, and protocol we launch.

We’ve grown from a small Boston-based team into a global organization serving millions. But our ethos remains unchanged: we build for the long term, we listen to our users, and we never compromise on security or compliance.

We’ve held fast to three guiding principles:

Trust is everything. Without trust, no financial system can thrive. That’s why we’ve built LUMARI Exchange with bank-level security, strict regulatory oversight, and full transparency at its core.

Data should drive decisions. My background in analytics taught me that clarity is power. That’s why LUMARI integrates deep insights and advanced tools, empowering our users to trade smarter and institutions to operate with confidence.

The future is inclusive. We believe digital assets can create financial opportunity on a truly global scale. Whether you’re a first-time investor in Miami, a family office in Singapore, or a sovereign fund in the Middle East, you deserve the same access to secure, reliable digital markets.

As we enter the next chapter in tokenizing real world assets, expanding into emerging markets, and launching LUMARI Chain. I’m reminded that this journey is not just about technology. It’s about reshaping access, ownership, and opportunity for generations to come.

Thank you for believing in our vision. The future is decentralized, and it’s just beginning.

Onward,
Dave Balter
Founder & CEO, LUMARI Exchange